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Reg CF investment limit

Enter an income and a net worth. See how much a non-accredited investor can put into Reg CF offerings in 12 months.

Learn the idea behind this tool

Calculator

Your Reg CF investment limit

Under Regulation Crowdfunding, a non-accredited investor has a limit for all Reg CF offerings in 12 months.

Accredited investor?
Limit for 12 months
$10,000
Rule that applies
5% rule
Greater of the two
$200,000
Net worth

Limit at each income, with a net worth of $200,000

Your income is less than $124,000, so the 5% rule applies: the greater of $2,500 or 5% of $200,000. The limit is $10,000.

Look at the chart at an income of $124,000. The limit jumps there, because the rule changes from 5% to 10%.

17 CFR 227.100(a)(2), current as of October 2026. The limit applies to the total across all Reg CF offerings in 12 months.